Kevin Carlson on LinkedIn: Today is another opportunity to chase your dreams, overcome obstacles, and… (2024)

Did you know that over 20% of Americans do not have emergency savings? Building savings takes time, and you have to start somewhere. Here are a few tips to follow if you're just starting out!Member FDICEqual Housing Lender

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We hear so much about our credit score and the importance of maintaining good credit. But what actually makes up your credit score and how can you influence changes to it? We've got you covered with answers to that. Read through our latest article that will help you understand your credit score factors and ways you can work to improve it and maintain a good score. Read more at https://lnkd.in/euhwYNgc - Member FDIC, Equal Housing Lender

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Don't let APR fool you! A lower annual percentage rate—the one you see alongside advertised rates—may not be the best choice, especially if you're uncertain how long you will have your loan. Here's a quick overview and calculators to help you decide. Let me know if I can help! Lendmire is an Equal Housing Lender.

Financial Wellness starts with education and practing healthy spending habits. Just like anything that’s worth it, this too will be hard work! Financial education is so important, if you want to learn more about credit and other resources available to help you in your financial wellness journey, we can help! Reach out to Samantha Perez-Gillan, Belinda Landry, or me! We LOVE teaching Financial Education in our communities! Sam and I teach in Spanish too. 🙂#financialliteracymonth #finacialeducationmatters #communitymatters

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‼️COMMUNICATION IS KEY‼️Life is full of unexpected challenges, and your lender understands that. If you’re facing difficulties, reach out as soon as possible. Most lenders offer solutions to help you avoid foreclosure or losing your home. The key is communication—don’t hesitate to share your situation. Early communication makes it easier to find a solution together. Don’t wait until it’s too late!Karissa Espinosa. NMLS 433971; 1455273. Equal Housing Lender. Member of FDIC. All loans subject to approval.

Bridge loans are a must know in this current market. Join our Webinar on June 18th at 10 am PST and get the scoop on how they can help benefit you and your clients.

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Best rates in Omaha and northeast Nebraska!

Credit impairment isn’t the end of the world – but it may just mean a higher cost to get back into the property market as lenders will consider you a higher risk, and charge a higher interest rate accordingly.If you find yourself in such a position and would like to know what your options are and how quickly you can get back into the home loan market, call today for your free home loan health check. We have lenders (and credit repair agencies) at hand to help you back onto your financial feet!Of course before making the decision to apply for bankruptcy or a debt agreement, talk to a financial counsellor.If you need legal advice or if you've already been served with a bankruptcy notice, get free legal advice immediately.https://bit.ly/3yTghkF

Discover the power of a COE - Certificate of Eligibility. This document speaks volumes to lenders, affirming eligibility for VA-backed loans. Navigate the path to homeownership with confidenceRead more here https://lnkd.in/gRxddHQu

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Ready to learn the secrets of home equity and how it can work wonders for you? Our latest blog post unveils the definitions and main differences between Home Equity Loans and Home Equity Line of Credits, giving you the ultimate guide to maximizing your home's value.https://lnkd.in/eN2wZW4y

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